Browse Restaurants for sale

Restaurants for Sale with Owner Financing

Restaurants for Sale with Owner Financing

Buying a restaurant?  Try seeking restaurants for sale with owner financing like the ones shown on this page.   We Sell Restaurants works with several owners who are willing to be the "banker" in a deal for a new buyer. This is helpful when you have strong experience but weak credit or simply don't have a lot of cash on hand.

While there are multiple ways to obtain restaurant financing such as SBA guaranteed loans through traditional lenders or another financing, perhaps none is more beneficial to a buyer than owner financing. Owner (or seller) financing occurs when a restaurant or bar owner offers to carry a promissory note and to personally finance part of the purchase.

Rather than pay everything up front, in the case of owner financing, the seller allows for a large chunk of the payment (usually 25 to 50 percent) to be paid in installments over time. Because the seller is performing the function of a traditional lender, they will still require guarantees and a purchase note from the buyer.

Here are the main benefits of a restaurant for sale with owner financing:
1) The owner has "skin in the game" and will be motivated to help you succeed 
2) The cost associated with owner financing is minimal versus bank lending which can be costly in terms of upfront fees 
3) Seller financing terms can be negotiated easily between a restaurant buyer and seller versus standard terms set by banks 
 
When it comes to buying a restaurant for sale, owner financing is usually advantageous for both sellers and buyers because it eliminates the costs of a bank intermediary. Although owner financing requires that the seller take on the default risk of the buyer, owners are often more willing to negotiate as owner financing can provide extra income to the seller in the form of interest and can move a property more quickly in a buyer’s market.
 
The restaurants for sale with owner financing offered here demonstrate the number of sellers willing to provide credit to borrowers with good experience that may not qualify with traditional lenders or have other reasons for seeking owner financing.

Restaurants for Sale with Owner Financing

Bar and Restaurant for sale near Downtown Denver

Bar and Restaurant for sale near Downtown Denver

Listing Id:8678 Lease Term:2.5 years + (2).. Monthly Rent$10800, Sq.ft.4200,
South Denver Subway Franchise for Sale.  Nets Owner Six Figures

South Denver Subway Franchise for Sale. Nets Owner Six Figures

Listing Id:8656 Lease Term:Expires 2029 Monthly Rent$3300, Sq.ft.1150,
Multi-Unit Independent Restaurants for Sale in Colorado Springs

Multi-Unit Independent Restaurants for Sale in Colorado Springs

Listing Id:8619 Lease Term:3 years + 2-5yr.. Monthly Rent$12000, Sq.ft.6000,
Landmark restaurant for sale in well-known Central Texas town!

Landmark restaurant for sale in well-known Central Texas town!

Listing Id:8610 Lease Term:expires April 3.. Monthly Rent$3400, Sq.ft.2500,
Two Austin Bakeries for sale! $250,000 SDE in 2021.

Two Austin Bakeries for sale! $250,000 SDE in 2021.

Listing Id:8598 Lease Term:expires June 20.. Monthly Rent$2500,4421, Sq.ft.850,1200,
Profitable Mediterranean restaurant for sale - fantastic rent!

Profitable Mediterranean restaurant for sale - fantastic rent!

Listing Id:8535 Lease Term:expires October.. Monthly Rent$4391, Sq.ft.1500,
Profitable  Asian Restaurant for Sale  Ready for Quick Sale

Profitable Asian Restaurant for Sale Ready for Quick Sale

Listing Id:8412 Lease Term:Expires August .. Monthly Rent$7740, Sq.ft.3200,
Profitable Pizza Food Trucks for Sale in Downtown Austin - 3 Locations!

Profitable Pizza Food Trucks for Sale in Downtown Austin - 3 Locations!

Listing Id:8395 Lease Term:Monthly all loc.. Monthly Rent$2600, Sq.ft.n/a,
Restaurant For Sale with Full Bar Priced for Quick sale

Restaurant For Sale with Full Bar Priced for Quick sale

Listing Id:8358 Lease Term:September 2024 Monthly Rent$6000, Sq.ft.5500,
Subway Franchise for Sale Detroit - 50% Financing at 0% Interest

Subway Franchise for Sale Detroit - 50% Financing at 0% Interest

Listing Id:8330 Lease Term:Expires 10/31/2.. Monthly Rent$1500, Sq.ft.1200 ,
Crab Restaurant for Sale in Wellington – Grea Location and Build-out

Crab Restaurant for Sale in Wellington – Grea Location and Build-out

Listing Id:8273 Lease Term:Expires July 31.. Monthly Rent$10100, Sq.ft.2250,
Brand new 2nd generation Restaurant Space for Sale in South Austin.

Brand new 2nd generation Restaurant Space for Sale in South Austin.

Listing Id:8221 Lease Term:expires 2030 Monthly Rent$4000, Sq.ft.1200,
BBQ Restaurant for Sale Franchise Produces Six Figure Earnings

BBQ Restaurant for Sale Franchise Produces Six Figure Earnings

Listing Id:8198 Lease Term:Valid through 2.. Monthly Rent$1937.50, Sq.ft.1500,
Turnkey Restaurant for Sale in Littleton, CO

Turnkey Restaurant for Sale in Littleton, CO

Listing Id:8023 Lease Term:expires 2023 wi.. Monthly Rent$3700, Sq.ft.1400,
Restaurant and Bar for Sale in Mountain Town - Turn-key!

Restaurant and Bar for Sale in Mountain Town - Turn-key!

Listing Id:7367 Lease Term:Expires Decembe.. Monthly Rent$7303, Sq.ft.6900,
4200 SQFT Steakhouse in Gwinnett,GA - 7 Figure Sales in 2019

4200 SQFT Steakhouse in Gwinnett,GA - 7 Figure Sales in 2019

Listing Id:7302 Lease Term:Remainder of 7 .. Monthly Rent$11700, Sq.ft.4271,
Firehouse Subs Franchise for Sale Seller Financing Available

Firehouse Subs Franchise for Sale Seller Financing Available

Listing Id:6782 Lease Term:11 year term Monthly Rent$17793, Sq.ft.2121,
Insanely Profitable Asian Restaurant & Karaoke Bar for Sale!

Insanely Profitable Asian Restaurant & Karaoke Bar for Sale!

Listing Id:6697 Lease Term:1 year left plu.. Monthly Rent$6800 Sq.ft.5800
Franchise Sports Bars for Sale 2 Locations & Room to Grow!

Franchise Sports Bars for Sale 2 Locations & Room to Grow!

Listing Id:6334 Lease Term:4 years left pl.. Monthly Rent$13458 Sq.ft.6600
Showing 1 - 29 Records Of 29
  • 1