Browse Restaurants for sale

Restaurants for Sale with Owner Financing

Restaurants for Sale with Owner Financing

Buying a restaurant?  Try seeking restaurants for sale with owner financing like the ones shown on this page.   We Sell Restaurants works with several owners who are willing to be the "banker" in a deal for a new buyer. This is helpful when you have strong experience but weak credit or simply don't have a lot of cash on hand.

While there are multiple ways to obtain restaurant financing such as SBA guaranteed loans through traditional lenders or another financing, perhaps none is more beneficial to a buyer than owner financing. Owner (or seller) financing occurs when a restaurant or bar owner offers to carry a promissory note and to personally finance part of the purchase.

Rather than pay everything up front, in the case of owner financing, the seller allows for a large chunk of the payment (usually 25 to 50 percent) to be paid in installments over time. Because the seller is performing the function of a traditional lender, they will still require guarantees and a purchase note from the buyer.

Here are the main benefits of a restaurant for sale with owner financing:
1) The owner has "skin in the game" and will be motivated to help you succeed 
2) The cost associated with owner financing is minimal versus bank lending which can be costly in terms of upfront fees 
3) Seller financing terms can be negotiated easily between a restaurant buyer and seller versus standard terms set by banks 
 
When it comes to buying a restaurant for sale, owner financing is usually advantageous for both sellers and buyers because it eliminates the costs of a bank intermediary. Although owner financing requires that the seller take on the default risk of the buyer, owners are often more willing to negotiate as owner financing can provide extra income to the seller in the form of interest and can move a property more quickly in a buyer’s market.
 
The restaurants for sale with owner financing offered here demonstrate the number of sellers willing to provide credit to borrowers with good experience that may not qualify with traditional lenders or have other reasons for seeking owner financing.

Restaurants for Sale with Owner Financing

Understanding Seller Financing and Owner Financing Options

Restaurant for sale opportunities in 2023 face an uphill battle when it comes to lending. Many banks are requesting or requiring that partial seller financing be part of the ultimate lending package..

Italian Restaurant For Sale In Bradenton FL With Liquor License

Italian Restaurant For Sale In Bradenton FL With Liquor License

Listing Id:10344 Lease Term:October 2024 Monthly Rent$5000, Sq.ft.4800,

Financing a Restaurant Purchase with Unsecured Lending

For many, the dream of buying a restaurant is limited only by the size of their savings or their ability to borrow through an SBA lending program.

Mexican Restaurant for Sale with Full Bar - $225K Owner Benefit

Mexican Restaurant for Sale with Full Bar - $225K Owner Benefit

Listing Id:10332 Lease Term:expires Decembe.. Monthly Rent$6800, Sq.ft.4300,
Profitable Pizza Business for Sale in Lee County

Profitable Pizza Business for Sale in Lee County

Listing Id:10321 Lease Term:expires Aug 203.. Monthly Rent$3090, Sq.ft.1500,

Buying a Restaurant with SBA Lending – What the Lender Needs

If you are buying a restaurant with SBA lending, make sure you are ready to go with this checklist of items the bank will need.

Bakery and Cafe for Sale in Prestigious Cherry Creek Neighborhood

Bakery and Cafe for Sale in Prestigious Cherry Creek Neighborhood

Listing Id:10267 Lease Term:Five years left Monthly Rent$8800, Sq.ft.2047,

How to Buy a Restaurant with Financing Today

Wondering how to buy a restaurant and curious about the status of lending? Here are tips from this Restaurant Broker on how to overcome hurdles in buying a restaurant with financing today.

Profitable, Award Winning South Metro Denver Brewery for Sale

Profitable, Award Winning South Metro Denver Brewery for Sale

Listing Id:10224 Lease Term:Expires Decembe.. Monthly Rent$6900, Sq.ft.3600,

How to Buy a Restaurant with No Money Down

Falling in Love with the Dream and Buying the Reality. You want to buy a restaurant but you don’t have money for the deal. Is there a solution? Read on for the tips and tricks from We Sell Restaurants

Quick Service Franchise Restaurant for Sale in Coral Springs, Florida

Quick Service Franchise Restaurant for Sale in Coral Springs, Florida

Listing Id:10209 Lease Term:Expires March 3.. Monthly Rent$5425.39, Sq.ft.1400,
Multi-Unit Restaurants for Sale with $6M+ sales in Top SC Destination

Multi-Unit Restaurants for Sale with $6M+ sales in Top SC Destination

Listing Id:10184 Lease Term:ONE: exp 5/2024.. Monthly Rent$7800,13000,8700.. Sq.ft.4100,4513,6000,
Package of 3 Remodeled Subway Franchises for Sale Nearly $1.3 Million Sales

Package of 3 Remodeled Subway Franchises for Sale Nearly $1.3 Million Sales

Listing Id:10125 Lease Term:6/30/2025 Monthly Rent$2170,1984,1694, Sq.ft.1275,1500,1300,
Pizza and Italian Restaurant for Sale. Turnkey. Keep or Convert.

Pizza and Italian Restaurant for Sale. Turnkey. Keep or Convert.

Listing Id:10061 Lease Term:Expires 4/30/20.. Monthly Rent$3250, Sq.ft.2500,
Firehouse Subs Franchise for Sale Earning Owner over $120,000

Firehouse Subs Franchise for Sale Earning Owner over $120,000

Listing Id:9996 Lease Term:Valid through J.. Monthly Rent$4500, Sq.ft.1800,
Updated Franchise for Sale in SW Wisconsin, Owner Financing Available

Updated Franchise for Sale in SW Wisconsin, Owner Financing Available

Listing Id:9904 Lease Term:Expires Feb 28 .. Monthly Rent$2277, Sq.ft.1006,
Profitable Pizza Restaurant for Sale $950K+ Sales - Full Bar  Limited Hours

Profitable Pizza Restaurant for Sale $950K+ Sales - Full Bar Limited Hours

Listing Id:9870 Lease Term:Expires April 2.. Monthly Rent$11180 includes .. Sq.ft.3900,
Fantastic Sports Bar and Grill for Sale located by growing university!

Fantastic Sports Bar and Grill for Sale located by growing university!

Listing Id:9865 Lease Term:8 years left on.. Monthly Rent$7000, Sq.ft.3400,
Profitable BBQ Restaurant for Sale in Daytona Beach, FL!

Profitable BBQ Restaurant for Sale in Daytona Beach, FL!

Listing Id:9857 Lease Term:April 2042 Monthly Rent$9187.02, Sq.ft.5000,
PRICE REDUCED Subway Franchise for Sale Showing Impressive Growth

PRICE REDUCED Subway Franchise for Sale Showing Impressive Growth

Listing Id:9754 Lease Term:Expires Nov 202.. Monthly Rent$1893.39, Sq.ft.796,
Well Established Restaurant for Sale in Deland, FL!

Well Established Restaurant for Sale in Deland, FL!

Listing Id:9747 Lease Term:April 20 2025 Monthly Rent$3896.28, Sq.ft.1059,
$317,000 in Earnings at this Popular Shenandoah Valley Restaurant for Sale!

$317,000 in Earnings at this Popular Shenandoah Valley Restaurant for Sale!

Listing Id:9722 Lease Term:Expires June 30.. Monthly Rent$3011.08,798.96, Sq.ft.2438,614,
Pizzeria for Sale in Boca Raton, Florida Nets $351,000 Annually, SBA

Pizzeria for Sale in Boca Raton, Florida Nets $351,000 Annually, SBA

Listing Id:9605 Lease Term:Expires August .. Monthly Rent$4792, Sq.ft.2,200,
Broward County Pizza Shop for Sale Nets $220,000 for Owner/Operator

Broward County Pizza Shop for Sale Nets $220,000 for Owner/Operator

Listing Id:9558 Lease Term:Expires Decembe.. Monthly Rent$4819, Sq.ft.2273,
Profitable Restaurant for Sale in Daytona Beach, Florida!

Profitable Restaurant for Sale in Daytona Beach, Florida!

Listing Id:9551 Lease Term:November 2024 Monthly Rent$3309.99, Sq.ft.2400,
Restaurant for Sale in Berks County, PA  - Fully Equipped!

Restaurant for Sale in Berks County, PA - Fully Equipped!

Listing Id:9540 Lease Term:April 2027 Monthly Rent$665.00, Sq.ft.700,
Franchise Cafe and Deli for Sale in Downtown Fort Worth

Franchise Cafe and Deli for Sale in Downtown Fort Worth

Listing Id:9372 Lease Term:2 years left on.. Monthly Rent$1500, Sq.ft.3200,
Established Bakery for Sale in Fort Mill! Seller Financing Available!

Established Bakery for Sale in Fort Mill! Seller Financing Available!

Listing Id:9347 Lease Term:4 years remaini.. Monthly Rent$4434.77, Sq.ft.1568,
Showing 1 - 50 Records Of 69
  • 1